Posted by Silicon Valley now has Startups more specifically AGI Labs which are decacorns at start – 0 Revenue, 0 Product.
These AGI Labs can’t be equated with normal startup.
But that’s not as important. More important is what’s the downstream of this? Can we do something to position for this?
Downstream opportunities of Private AGI Labs
This post is about Understanding the logic behind pvt AI labs & then peeling it to build a thesis for where & how to build one in India.
For last 3 years – I have been proposing a private AGI lab in Pune at much less cost.
But in a world of digital-first commercial banks and nimble fintechs, how do you preserve that personal touch while scaling your services?
$9T treasure of AGI Labs
I see many inveestors thinking why so much of valuation. Some cry that AI bubble will burst. But there’s the logic behind it.
AGI & Singularity may unlock $90T
By 2041-2047 – next wave of AI is said to produce $9T every year. So at 10x valuation – this will be $90T market cap.
Who can unlock this? There are just a few frontier AI labs that are even in race. Hence the valuation
Singulartiy is event when humanity merges with AI. Eg. your brain connected with an AI model on a quantum computer somewhere on cloud.
Types of AI Labs, Where new players & Investors can fit
You may be wondering that this is only for big shot scientists with billion dollars funding. That’s not quite true. There are various types of AI Labs & downstream applications.
Quite a few white spaces exist. Our startup has spotted something profound for which India & our team is best suited.
| Layer | Players | Gap |
|---|
| Frontier AGI Labs | OpenAI, Anthropic, DeepMind, Google DeepMind, Meta FAIR, xAI, SSI, China: Baidu ERNIE, Alibaba Qwen, Tencent Hunyuan, Zhipu AI (GLM) | No vertical focus (general AGI only) |
| Enterprise AI Labs | Salesforce Research, NVIDIA, SAP, Amazon AI, Microsoft Research, China: Huawei Cloud Pangu, Alibaba DAMO Academy, Baidu AI Cloud | No deep finance reasoning; no domain AGI; focus on horizontal enterprise NLP or cloud infra |
| Academic Labs | Stanford, MIT CSAIL, Berkeley BAIR, CMU, IISc, IIT, China: Tsinghua KEG, Peking University, Shanghai AI Lab, CAS (Chinese Academy of Sciences) | No application flywheel; no proprietary datasets; no SME liquidity understanding |
| Applied AI Firms | Thinking Machines, Fractal Analytics, BCG Gamma, China: 4Paradigm, iFlytek, SenseTime (applied AI arms), Megvii | Not frontier research; project-based revenue; no foundational multimodal finance modeling |
| AGI For Finance (New Category) | Vaayu AI Labs — Financial AGI + Global SME OS + SCF Patent | Entire category is uncontested; legacy labs focus too broad, applied firms too shallow; Chinese labs focus on enterprise/government AI not SME finance |
Read about Vaayu’s work on AGI
Specific use cases, Frugal Development – AGI For Finance – EV, Treasury & SME Lending use cases
We presented same to HDFC for EV
And chatGPT of Finance in early 2023 at Citi Bank (AGI For Finance)
If Valley can take billions of dollars of bet – can we take for couple of million dollars?
We have been proposing to Billionaires, Indian top AI researchers, VCs, Founders, ministers – that a pvt AGI Lab for finance be built in frugal budgets. Our thesis is – in our own niche
- Industry Consortium: I have proposed low cost Industry consortium. Challenge is who will bell the cat first? People have shown interest but need someone to lead.
- Applied AI – Immediate use cases: We already developed MVP with Multimodal reasoning for specific commercial use cases for EV, SME Lending, Treasury.
- Keep head down but wait for time: There are specific research areas that if executed well can put this – next to Salesforce or even next to top global AI startups for specifific niches of Multi Modal reasoning.
Question from our future gen – Did we do enough?
AGI is happening in front of our eyes. Question is not what decacorns are doing. It is – are we doing enough? Are we taking right chances & bets?
Our future gen will be either proud of our tries or will be disappointed that we didn’t even try.
- Vaayu selected by HDFC bank
- Vaayu selected by IDFC– Leap to unicorn